The Royal Bank of Canada is one of the largest banks in Canada, and it has a significant presence in the global economy as well. The headquarters of this bank is in Toronto, but the bank spans the whole of Canada and serves more than 16 million people.
The bank offers a wide range of credit cards, and the RBC Rewards +Visa Credit card comes with plenty of benefits for cardholders.
The card allows you to earn cashback on purchases, protect you and your property, and it avoids high-interest rates, among other rewards. Read on to learn more about the RBC Rewards+ Visa Card, and how you can apply for it.
Main Rewards
This card offers 1 Point for every $1 you spend on groceries, gas, and drug store purchases. You will also earn 1 point for every $2 you spend on all other purchases. You will also earn 3,500 bonus reward points when you go digital.
Primary cardholders also get 500 points for completing the following activities 60 days after approval – providing your email address, signing up for the e-statements, and downloading the RBC mobile app.
Redeeming Your Points
You are allowed to redeem your points for anything you want, including branded products from companies, such as Apple, Cuisinart, Bose, and many more.
Exclusive Rewards
As an RBC Rewards+ Visa cardholder, you will get one of the most popular gifts, which is a $25 gift card for only 2,500 points redemption, which means the offer allows you to save almost 1,000 points.
Credit Card Lock
You are able to lock your RBC credit card whenever you wish to do so. Of course, this is temporary, and it works mostly when you feel that your security has been compromised. If you have misplaced or lost your card, you could also lock it, and unlock it when you find it.
Protection on Purchases
The card offers purchase security and an extended warranty that automatically gives you protection on credit card purchases against theft, loss or damage for up to 90 days. This doubles the original manufacturer’s warranty from the Canadian stores.
Eligibility Criteria
To be eligible, you must be above 18 years old, and less than 65 years of age on the date of the application. You must also have a Canadian address or have permanent residency in Canada, and you must have an RBC account.
How to Apply for the RBC Rewards+ Visa Credit Card
Applications for the card are completed online through the company website. You must include your name, address, income information, employment information, details of expenses, and your account details.
Interest Rates and Fees
The Royal Bank of Canada Rewards+ Visa Credit Card is a great option if you are looking for a card with plenty of rewards. Make sure to consider the rates and fees that accompany this.
Also, if you are interested in this credit card, then speak with a RBC representative to ensure you are provided with full information on the rates and fees.
- Purchase Rate: 19.99% APR
- Cash Advance: 22.99% APR
- Annual Fee: $0
Contact Information
If you would like to get in contact with a Royal Bank of Canada representative, you can reach them by calling 1-800-769-2512. Their head address is Royal Bank Plaza, Toronto ON M5J 2J5, Canada.
Conclusion
This is one of the best cards for maximum rewards. It allows you to earn as much as possible, simply by using the card at select locations. Apply for the card on the company website and enjoy some of these benefits.
Note: There are risks involved when applying for a loan. Consult the lender’s terms and conditions page for more information.
