Do you need a credit card to book your trips however and wherever you want? With the Bank of America Travel Rewards Credit Card, you can make the most of this privilege while enjoying tons of perks. Continue reading to find out the benefits you get having Bank of America Travel Rewards Credit Card.
Aside from booking your airfare and hotel reservations, Bank of America Travel Rewards Credit Card enables you to do cashless shopping.
Since Visa powers this card, you can use it for buying goods and services all over the world. By becoming a frequent buyer or traveler, you can earn more points from Bank of America's generous cashback and rewards packages.
Bank of America Travel Rewards Credit Card Features
Bank of America offers multiple types of credit cards that suit the lifestyle and buying habits of different people. Bank of America Travel Rewards is widely renowned.
Being a Bank of America Travel Rewards cardholder opens you to many advantages. Here are just a few of them:
Bank of America Travel Rewards Credit Card Benefits
From the time you receive the card, you can make purchases interest-free for the first 12 billing cycles. This feature will allow you to enjoy booking trips or shopping online or physical merchants without added interest for a year.
You can also earn 25,000 bonus points once you purchased products or services worth at least $1,000 within the first 90 days from receiving the card. You can redeem it as a $250 statement credit that you can use for your travels.
Moreover, this card also gives you the chance to receive unlimited 1.5 points for every $1 you spent wherever you are. What's more, your points won't expire so that you can earn points for more significant discounts or promos in the future.
What's more, you don't have to pay for foreign transaction fees when paying for your flights, hotels, tour packages, and other travel-related fees. Are you excited about applying for the Bank of America Travel Rewards Credit Card? Here are the steps.
Bank of America Travel Rewards Credit Card Application Process
You can request for this card online by filling out the application form on the Bank of America website. To enhance approval odds, ensure adherence to the bank's criteria.
You may need to furnish a proof of identification demonstrating you are at least 18 years old, and a US citizen or permanent resident. You will also be required to provide your Social Security number. You may also need to present copies of your paychecks and other documents as proof of income.
Once Bank of America approves your application is approved, you can receive a credit limit of $2,000 or higher, depending on your credit history and financial capacity.
Fees and Interest Rates
The Bank of America Travel Rewards Credit Card has no annual fee. But you should be aware of its various charges such as the cash advance fee ($10 or 5% of the amount of every withdrawal, whichever is greater) and a late payment fee (up to $40).
After the 0% interest rate for the first 12 statements, this card's interest rate will range from 4.99% to 22.99% which will depend on your creditworthiness. Additionally, there is a balance transfer fee of 3% or $10, whichever amount is higher. However, there are no foreign transaction fees when using this card abroad.
Bank Contact Info
To contact Bank of America, call 1 (800) 432-1000.
Bank of America is headquartered at Bank of America Corporate Center, 100 North Tryon Street, Charlotte, NC 28255.
Conclusion
Overall, you will enjoy being a holder of Bank of America Travel Rewards Credit Card if you are a frequent traveler who wants to make earn discounts and privileges.
Note: There are potential risks associated with applying for and using credit. Refer to the bank’s terms and conditions page for further details.
