Do you find yourself wishing you could earn some money back on your purchases? Or do you simply want to get bang for your buck deals?
No matter what you're seeking, the Blue Cash Preferred Card from American Express is an excellent option. May it be getting cash back or rewards, the Blue Cash Preferred Card from American Express is your best bet when it comes to getting excellent deals.
For further details about this credit card and the application process, continue reading.
Blue Cash Preferred Card from American Express Features and Benefits
This Preferred Credit Card is the right choice if you are looking to gain cash back offers from all your purchases and transactions. Firstly, you can earn up to 6% cash back at US supermarkets on up to $6,000 in purchases per year. You can earn 3% cash back on transactions at gas stations, and 1% cash back on all other purchases.
You can receive cash back as Reward Dollars, which can be redeemed through a statement credit. You can also choose from gift card redemptions starting at $25 or use your cash back to shop at top brand goods from hundreds of partner retailers! With this card in your arsenal, you will certainly have a wealth of choices within your reach.
To help you rack up points faster, simply get additional cards for your family and friends. Just like you, their purchases will also earn rewards,
As part of their introductory offer, you have the opportunity to earn $250 back after spending $1,000 on purchases within the first 3 months of opening your card.
Getting a Blue Cash Preferred Card from American Express
Applying for a Blue Cash Preferred Card from American Express is easy. In fact, you can apply by filling out the online submission form on their website and get a decision in as little as 30 seconds.
To qualify, you must be at least 18 years old, provide your Social Security Number, and disclose your total annual income. In applying, you must provide your income source and your employment details.
Some information you need to have on hand include your address and contact details and income details.
If approved, you will receive a credit limit starting at $1,000 based on your creditworthiness.
Blue Cash Preferred Card from American Express Fees and Charges
To help you enjoy the plethora of advantages this card gives you, you will need to pay an annual membership fee of $95.
Other charges you need to pay attention to include the APR for purchases and balance transfers ranging from 15.24% to 26.24%. Bear in mind that this APR will only apply for your second year onwards since you will be given an introductory APR of 0% for the first 12 months.
There is also a balance transfer fee of $5 or 3% of the amount transferred, a cash advance fee of $5 or 3% of the amount advanced, and a foreign transaction fee of 2.7%. There is a late payment charge of up to $38.
Contact Info
To contact American Express, call their customer service line at 1 (800) 528-4800.
American Express headquarters are located at World Financial Center, New York, NY 10285.
Conclusion
If you want to experience cash back rewards unlike any other, the Blue Cash Preferred Card from American Express is a good option. Apply now!
Note: There are potential risks associated with applying for and using credit. Consult the bank’s terms and conditions page for more information.
