Do you want a credit card with premium reward programs and an amazing line of features? You can enjoy these and more with the Chase Freedom Credit Card.
With every swipe of the card, you can get up to 5% cash back for combined purchases amounting to $1,500 and 1% unlimited cash back on all other purchases. It’s also powered by Visa, so you can use this card anywhere in the world.
Interested to apply for this credit card? Read on and see what are the requirements needed to open a credit card.
Features of the Chase Freedom Credit Card
Having a credit card is definitely a must, especially if you’re not fond of carrying cash all the time. Good thing, JPMorgan Chase & Co. offers a breadth of credit cards for low, moderate, and high spenders. In this article, we’re going to dig deeper into the perks of having the Chase Freedom Credit Card.
This powerful card lets you maximize your earning opportunities with cash-back points system that can even reach up to 5% for each quarter. If you’re after the cash back reward, this card is definitely for you. To hit the $1,500 mark, use this card for groceries, fuel, and shopping.
Another reason to love Chase Freedom Credit Card is, the points you’ve accumulated don’t expire, ever. Collect these points and redeem them easily. You can redeem the said points for Amazon gift cards, cash back to get a direct deposit to your savings account, and get discounts for plane tickets.
When it comes to security, know that you’re protected from fraud. In addition, enjoy an extended warranty on your purchases in the US. Get an additional one year for US manufacturer’s warranty of three years or less.
Chase Freedom Credit Card Application
It only takes a matter of minutes to submit your application online. Head on over to their website, click apply now and make sure to fill out the form with your personal information like full name, address, Social Security number, gross income, and contact details. To ensure the success of your application, you must be at least 18 years old and employed.
JPMorgan Chase & Co. sets the credit limit for credit card applicants. Depending on your credit score and capacity to pay, you can enjoy a limit between $500 to $3,000 or higher.
Fees and Charges of Chase Freedom Credit Card
On top of the sign-up bonus of $150, this credit card also has no annual fee. The APR is at 14.99% to 23.74%, depending on your creditworthiness. However, for cash advances the APR is 24.99%.
In addition, you will be charged $10 or 5% for each cash advance transaction. If you missed your due date, $39 will be added on top of your bill for the late payment fee.
If you would like to make a balance transfer, you will need to pay $5 or 5% of the amount of each transfer, whichever is greater. There is also a 3% fee on all foreign transactions.
Bank Contact Info
You can contact Chase Bank customer service at 1-800-935-9935.
Chase Bank's headquarters are located at 383 Madison Avenue in Midtown Manhattan, New York City.
Conclusion
All in all, this credit card is best suited for those who are after the cash back reward system and low APR. To maximize the experience, make sure to pay on time to avoid recurring fees and charges. Order your card today and enjoy hassle-free payment across the globe.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
