Getting your money’s worth is an important aspect of your everyday life. With the prices of groceries and utilities on the rise, earning cash back twice is a must. With the Citi Double Cash Credit Card, you finally get hard-earned money back into your account.
Citibank offers you a wealth of rewards designed to fit your everyday lifestyle. Aside from giving you cash back on your purchases, you will also get exclusive access to deals and rewards.
To learn more about the Citi Double Cash Credit Card and how you can apply, read on.
Citi Double Cash Credit Card Features and Benefits
True to its name, this Citibank Credit Card gives you double cash back on your purchases. Through its cash back credit feature, you will get the chance to earn 2% cash back! Here, you can get 1% back on purchases and an addition 1% when you pay for those transactions. With this feature, you won’t have to keep on spending just to earn more.
As a reward for your continued use and patronage, you can use your cash back for checks or pay off your statement credits.
With a Citi Double Cash Credit Card in hand, you will get to enjoy the welcome offers by Citibank. For one, you will get 0% introductory APR on balance transfers for 18 months. After this introductory rate, you will be given a variable APR rate.
On top of these wonderful offerings, you will be given a Citi Private Pass where you can enjoy first dibs on the hottest ticket releases. This includes VIP packages to concerts, presale tickets, sporting events, dining experiences, movie screenings, and many more!
Applying for a Citi Double Cash Credit Card
Citi Double Cash Credit Card just became easier. With an online submission form available on their website, simply visit their site, click "apply now," and complete the form.
To qualify, you must be at least 18 years old, possess a Social Security Number, and reside in the United States.
Some information required includes your address and contact information, financial and employment information, and your monthly mortgage and rent payment.
If your application is approved by Citi, you will receive a credit limit starting at $1,000 based on your creditworthiness.
Citi Double Cash Credit Card Fees and Charges
You will be delighted to find out that the Citi Double Cash Credit Card has no annual fees for life.
This leaves you to pay the APR for purchases and balance transfers ranging from 13.99%-23.99% (0% introductory balance transfer APR for 18 months). Meanwhile, the APR for cash advances remains at 25.24%. There is also a penalty APR of 29.99% to look out for.
Other charges you need to consider include the balance transfer fee of $5 or 3% of the amount transferred, the cash advance fee of $10 or 5% of the amount advanced, and a foreign purchase transaction charge of 3%. There is also a late payment fee of up to $40 following the initial delayed payment.
Bank Contact Info
You can reach the bank by dialing 1 (800) 374-9700.
Citibank New York headquarters are located at 399 Park Ave., New York, NY, 10022.
Conclusion
Interested in experiencing cash back rewards? Apply for a Citi Double Cash Credit Card and you can get in on these exclusive deals today.
Note: There are potential risks associated with applying for and using credit. Consult the bank’s terms and conditions page for more information.
