Are you looking for a credit card that will reward you well for dining out and shopping? If cash back points are what you’re after, then going for the Discover It Cash Back Credit Card is the best choice. With this card, you can do more than just the standard spending spree.
You can travel using this card and not worry about not having cash with you. Moreover, you can redeem the accumulated points any time you want to.
Intrigued? Read on to learn how you can apply for this card and find out the perks that come with it.
Features of the Discover It Cash Back Credit Card
Discover Bank offers a myriad of credit cards suited for almost every type of spender. Given these cards, you can get the treatment you deserve plus more! In this article, we’re going to look closely at the benefits of having the Discover It Cash Back Credit Card.
The highlight of this credit card is obviously the cash back feature. Spend on groceries, fuel and shopping to earn as high as 5% cash back reward each quarter. Aside from this, the card also has an unlimited 1% cash back feature for all types of purchases, whether in-store or online. Plus, these points don’t expire, ever! This is Discover Bank’s way of rewarding its cardholder.
Redeeming these points is also a hassle-free and fun experience. Get big discounts or deduct these points to your existing statement bill to save money. Therefore, if you’re always using this card for all the things you need, you can collect more points and get rewarded.
Optimal security is another reason to get the Discover It Cash Back Credit Card. Discover Bank ensures that all transactions are protected and you can easily dial their hotlines to report any problems on your account.
Discover It Cash Back Credit Card Application
Applying for this credit card is easier and ensures a 100% success especially if you’ve been preapproved by Discover Bank. To apply, click on the Apply Now button on their website. In the application process, you will need to provide your Social Security Number, Gross Income, Contact Information, Total available assets, and mailing address. You must also be a minimum of 18 years old and a citizen of the United States.
For the credit limit, note that Discover Bank is the one who provides the amount. Usually, you are given a minimum credit limit of $500 to $3000 or higher, depending on your credit score.
Fees and Charges of the Discover It Cash Back Credit Card
This credit card has no annual fee or membership fee. There is a 0% intro rate for 14 months (3% intro on balance transfers), then 11.99% to 22.99% Standard Variable Purchase APR and up to 5% fee when it comes to future balance transfers after that. There's a 24.99% APR for cash advances,
Also, there are late payment fees and returned payment fees of up to $40. For a cash advance, you are charged $10 or 5% (whichever is greater).
Bank Contact and Address
You can reach Discover customer service by calling 1-800-DISCOVER.
The bank's headquarters address is Discover Bank, 502 E. Market Street, Greenwood, Delaware 19950.
Conclusion
Overall, this credit card is a powerful card to have so you can enjoy countless perks and cash back rewards. Order yours today to enliven your lifestyle.
Note: There are potential risks associated with applying for and using credit. Please refer to the bank’s terms and conditions page for more details.
