Do you want to have a credit card with no annual fee that you can use for your daily purchases? By requesting the BankAmericard Credit Card, you can avail of these while making the most of other perks. Read on to know how to make your shopping more fun and rewarding by being a BankAmericard cardholder.
From one of the largest banks in the U.S., BankAmericard is perfect for your everyday and luxury purchases.
Supported by Mastercard, this credit card enables you to make online and in-store purchases worldwide. You can also use it to book your local and international trips. What's more, you can avail of Bank of America's cashback and rewards packages for their cardholders.
BankAmericard Credit Card Credit Card Benefits
Firstly, this card gives you free monthly access to your FICO credit score. This is an excellent opportunity to maintain your credit health.
Being a BankAmericard cardholder allows you certain freedoms. You will avail of overdraft protection with this card, and you will also benefit from digital wallet technology.
This card is also equipped with the latest EMV chip. It also has other security features like $0 liability for fraud, online shopping protection by ShopSafe.
You can also receive email and text alerts once the system detects that there is a person who uses the card without your knowledge.
BankAmericard Credit Card Application Process
Want to order a BankAmericard Credit Card? Here are the steps.
You can visit the Bank of America website and fill out the online application form. To make sure your application will be approved, you should comply by the bank's requirements. To qualify, you need to be at least 18 years old and a U.S. citizen or permanent resident with a valid Social Security number (SSN). The bank may also ask your proof of income, so be prepared to give them copies of your paychecks and other documents.
When your application is approved, your credit limit can range from $2,000 or above, which will be based on your credit score and financial capacity.
Fees and Interest Rates - BankAmericard
Every Bank of America credit card comes with its own schedule of fees and interest rates. For BankAmericard, it has no annual fee, but it does have a 3% fee on each balance transfer (minimum $10). Cash advance fees are also $10 or 3%. Foreign transaction fees are at 3%.
There is a late payment fee of up to $40, and a returned payment fee of up to $29.
The interest rate of this card is a standard variable APR of 22.99%, and there is a cash advance APR of 25.99%.
Bank Contact Info and Address
You can contact Bank of America's customer service line by calling 1 (800) 933-6262.
Bank of America is located at Bank of America Corporate Center, 100 North Tryon Street, Charlotte, NC 28255.
Conclusion
In summary, a BankAmericard Credit Card aims to increase your spending power with its meager interest rates. If you think it's right for you, apply today!
Note: Applying for and using credit carries risks. Please refer to the bank’s terms and conditions page for further details.
